The natural distractions of Summer are ebbing  away and people are beginning to re-focus on their aspirations. Now the implementation of the mortgage market review has had time to bed-in, there should be less delays in the lending process and hopefully the media negativity towards it has faded.  Bank of England indications on interest rates are that February is a likely date for gradual and gentle increases which should give consumers confidence to plan a sustainable lifestyle.  Sellers need knowledge before making such plans, and we are often called in to people's homes right at the start of that process.  We are comitted to providing solid, reliable advice and welcome any opportunity to assist in the best possible way.